Cyber insurance can be used to protect against a variety of cyber risks, such as data breaches, network failures, and business interruption. It typically provides coverage for costs associated with responding to a cyber attack, including legal fees, public relations expenses, and the cost of credit monitoring for customers whose personal information has been compromised. In the event of a cyber attack, the policyholder typically must provide notice to the insurer as soon as possible and cooperate with the insurer in the investigation of the loss. It also helps to recover any financial losses due to the attack, such as loss of income or extra expense, and provide access to cyber security experts who can help with incident response and restoration of normal business operations.